Credit Reports – National Consumer Law Center

Policy Analysis Archive[73]

Litigation

  • Amicus brief[74] in State of Washington, et al v. US Department of Homeland Security, et al.
  • Amicus brief[75] in Cook County, IL and IL Coalition for Immigrant and Refugee Rights v. Chad F. Wolfe, et al., Jan. 24, 2020
  • Amicus brief[76] of NCLC and Legal Aid Justice Center in City and County of San Francisco and County of Santa Clara v. US Dept. of Homeland Security et. al., January 23, 2020
  • Amicus brief[77] of NCLC and Legal Aid Justice Center in State of California et. al. v. US Dept. of Homeland Security et al., January 23, 2020
  • Robinson v National Student Clearinghouse, April 18, 2019 Complaint[78]
  • Motion for Leave to file an Amicus Brief[79] and [Proposed] Amicus brief[80] in the Middle District of North Carolina (Brown v. Delhaize and Food Lion, Inc.), August 11, 2014
  • Amicus brief of NCLC and NACA in Carvalho v. Equifax, Full text[81]
  • FCRA preemption and furnisher liability, Amicus Brief[82] of NCLC and NACA in Gorman v. Wolpoff & Abramson case, April 2009
  • White v. Experian/TransUnion/Equifax, Class action lawsuit[83] against TransUnion LLC, Experian Information Solutions, Inc., and Equifax Information Services LLC
  • Amicus Brief[84] of NACA, NCLC and others defending statutory damages provision of FCRA against constitutional attack

Consumer Information

Resources

References

  1. ^ Subscribe Now! (library.nclc.org)
  2. ^ 2021 Credit & Consumer Reporting Priorities to Promote Economic Recovery (www.nclc.org)
  3. ^ Consumer Advocates Commemorate the 50th Anniversary of the Fair Credit Reporting Act (www.nclc.org)
  4. ^ Consumer and Faith Groups to CFPB Director: Stop Letting Industry Violate the Fair Credit Reporting Act, (www.nclc.org)
  5. ^ Salt in the Wound: How Eviction Records and Back Rent Haunt Tenant Screening Reports and Credit Scores (bit.ly)
  6. ^ Enforcing the CARES Act Credit Reporting Protections, (library.nclc.org)
  7. ^ NCLC Advocate Slams Trump Administration Credit Reporting Guidance for Giving Relief to Creditors and Credit Bureaus But Not Consumers During COVID-19 Pandemic (www.nclc.org)
  8. ^ Protecting Credit Reports During the Covid-19 Crisis (bit.ly)
  9. ^ Credit Reports and the Covid-19 Crisis: What States Should Do to Help Consumers (bit.ly)
  10. ^ Advocates Applaud Halt to Foreclosures and Bills to Stabilize Homeownership and Protect Credit Reports but Highlight Need for Further Relief During Pandemic (www.nclc.org)
  11. ^ Consumer Advocates Praise Passage of Landmark Bill in U.S. House to Reform Credit  Reporting Industry (www.nclc.org)
  12. ^ Broken Records Redux: How Errors by Criminal Background Check Companies Continue to Harm Consumers Seeking Jobs and Housing (www.nclc.org)
  13. ^ Statement Regarding Bank Regulators’ Guidance on Alternative Data (www.nclc.org)
  14. ^ Report: Don’t Add Insult to Injury: Medical Debt & Credit Reports (bit.ly)
  15. ^ Consumer and Civil Rights Advocates Condemn Credit Bureaus for Suing Over Language Access Law (www.nclc.org)
  16. ^ Legal Experts Decry Credit Bureaus’ Lawsuit to Invalidate Maine Laws Protecting Consumers from Medical Debt and Economic Abuse (www.nclc.org)
  17. ^ Statement Regarding Credit Report/Score Requirement in DHS Public Charge Regulation (www.nclc.org)
  18. ^ Press Statement Regarding Capital One Data Breach (www.nclc.org)
  19. ^ National Consumer Law Center Chi Chi Wu to Testify on July 25 before U.S. House on Use of Alternative Credit Data to Expand Access to Credit, (www.nclc.org)
  20. ^ Issue Brief: Credit Invisibility and Alternative Data: Promises and Perils (www.nclc.org)
  21. ^ Statement re: Settlement with Equifax over its 2017 Data Breach (www.nclc.org)
  22. ^ Report: Automated Injustice Redux: Ten Years after a Key Report, Consumers Are Still Frustrated Trying to Fix Credit Reporting Errors (bit.ly)
  23. ^ Press Release (www.nclc.org)
  24. ^ Advocates Decry Lack of Compensation in Consumer Bureau Settlement, (www.nclc.org)
  25. ^ The Wrong Tool for the Wrong Purpose: Why the Credit Scoring Provision in the Immigration Public Charge Proposal Is Illogical and Ill-Advised (www.nclc.org)
  26. ^ U.S. House Financial Services Committee Votes to Reduce Credit Bureaus Consumer Protections (H.R. 435) (bit.ly)
  27. ^ National Consumer Law Center Attorney Chi Chi Wu to Testify on October 25 before House Financial Services Committee on Equifax Data Breach (bit.ly)
  28. ^ Credit Reports and Forced Arbitration: Will Congress Strip Americans of Their Day in Court? (www.nclc.org)
  29. ^ Past Imperfect: How Credit Scores and Other Analytics “Bake In” and Perpetuate Past Discrimination (www.nclc.org)
  30. ^ Report (www.nclc.org)
  31. ^ Press Release (www.nclc.org)
  32. ^ Solving the Credit Conundrum: Helping Consumers’ Credit Records Impaired by the Foreclosure Crisis and Great Recession (www.nclc.org)
  33. ^ Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports (www.nclc.org)
  34. ^ Archive+ (www.nclc.org)
  35. ^ Written Statement for CFPB’s Symposium on Consumer Access to Financial Records, Section 1033 of the Dodd-Frank Act (www.nclc.org)
  36. ^ Testimony of NCLC Associate Director Lauren Saunders before the U.S. House Financial Services Committee on Data Aggregators (www.nclc.org)
  37. ^ NCLC and other advocacy groups comments to the FTC re: Safeguards Rule (www.nclc.org)
  38. ^ Testimony of Chi Chi Wu before the U.S. House Task Force (bit.ly)
  39. ^ on Use of Alternative Credit Data to Expand Access to Credit (bit.ly)
  40. ^ Group comments to the FHFA re: Validation and Approval of Credit Score Models (www.nclc.org)
  41. ^ Testimony of Chi Chi Wu to U.S. House Financial Services: “Who’s Keeping Score? Holding Credit Bureaus Accountable and Repairing a Broken System” (bit.ly)
  42. ^ Group comments to the Federal Trade Commission Re: Military Credit Monitoring Rulemaking (www.nclc.org)
  43. ^ Consumer, Civil Rights, and Privacy Advocates comments to the Department of Homeland Security opposing Notice of Proposed Rulemaking on Public Charge Determinations (www.nclc.org)
  44. ^ Comments to the Federal Housing Finance Agency regarding updating the credit scoring models used by Fannie Mae and Freddie Mac (www.nclc.org)
  45. ^ Comments in Response to Request for Information Regarding Consumers’ Experience with Free Access to Credit Scores (www.nclc.org)
  46. ^ Testimony of NCLC attorney Chi Chi Wu before the U.S. House Financial Services Committee re: Consumer Protections and Equifax Data Breach, (www.nclc.org)
  47. ^ Testimony of Chi Chi Wu to U.S. House Financial Services Opposing Weakening FCRA Protections (www.nclc.org)
  48. ^ Group comments to CFPB’s Request for Information on Alternative Data (www.nclc.org)
  49. ^ Archive+ (www.nclc.org)
  50. ^ Letter prompted by COVID-19 economic upheaval calling on Equifax, Experian, and TransUnion to provide credit reports in Spanish and other languages used by consumers who are limited English proficient (www.nclc.org)
  51. ^ Response from Consumer Data Industry Association (credit bureau trade group) (www.nclc.org)
  52. ^ Response from Equifax (www.nclc.org)
  53. ^ Letter Urging CFPB to Rescind Guidance Permitting Industry to exceed FCRA Dispute Investigation Deadlines (www.nclc.org)
  54. ^ Response of CFPB Director Kraninger (www.nclc.org)
  55. ^ Support letter for credit reporting provisions of the HEROES Act/S.3508 (www.nclc.org)
  56. ^ Consumer Groups’ Letter in Support of H.R.5332 Protecting Your Credit Score Act (bit.ly)
  57. ^ Group Letter (www.nclc.org)
  58. ^ S. 1581 (www.congress.gov)
  59. ^ HR 6470 (www.congress.gov)
  60. ^ Consumer groups’ letter of support re: Consumer Credit Control Act (www.nclc.org)
  61. ^ Letter in support of the Accurate Access to Credit Information Act 2019 (www.nclc.org)
  62. ^ Letter responding to U.S. Senators Mike Crapo and (www.nclc.org)
  63. ^ Sherrod Brown (www.nclc.org)
  64. ^ ‘s Call for Feedback on Data Privacy, Protection, and Collection (www.nclc.org)
  65. ^ Letter urging credit bureaus to provide credit reporting relief to employees of federal contractors and small businesses affected by the shutdown (www.nclc.org)
  66. ^ Letter urging credit bureaus to provide credit reporting relief to consumers affected by natural disasters (www.nclc.org)
  67. ^ Letter urging credit bureaus to provide credit reporting relief to federal workers affected by the shutdown (www.nclc.org)
  68. ^ Letter (www.nclc.org)
  69. ^ Consumer groups letter to CEOs of credit reporting agencies re: quarterly earnings (www.nclc.org)
  70. ^ Consumer opposition letter (www.nclc.org)
  71. ^ Letter (www.nclc.org)
  72. ^ Archive+ (www.nclc.org)
  73. ^ Policy Analysis Archive (www.nclc.org)
  74. ^ Amicus brief (www.nclc.org)
  75. ^ Amicus brief (www.nclc.org)
  76. ^ Amicus brief (bit.ly)
  77. ^ Amicus brief (bit.ly)
  78. ^ Complaint (www.nclc.org)
  79. ^ Motion for Leave to file an Amicus Brief (www.nclc.org)
  80. ^ Amicus brief (www.nclc.org)
  81. ^ Full text (www.nclc.org)
  82. ^ Amicus Brief (www.nclc.org)
  83. ^ Class action lawsuit (www.nclc.org)
  84. ^ Amicus Brief (www.nclc.org)
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