Policy Analysis Archive
Litigation
- Amicus brief in State of Washington, et al v. US Department of Homeland Security, et al.
- Amicus brief in Cook County, IL and IL Coalition for Immigrant and Refugee Rights v. Chad F. Wolfe, et al., Jan. 24, 2020
- Amicus brief of NCLC and Legal Aid Justice Center in City and County of San Francisco and County of Santa Clara v. US Dept. of Homeland Security et. al., January 23, 2020
- Amicus brief of NCLC and Legal Aid Justice Center in State of California et. al. v. US Dept. of Homeland Security et al., January 23, 2020
- Robinson v National Student Clearinghouse, April 18, 2019 Complaint
- Motion for Leave to file an Amicus Brief and [Proposed] Amicus brief in the Middle District of North Carolina (Brown v. Delhaize and Food Lion, Inc.), August 11, 2014
- Amicus brief of NCLC and NACA in Carvalho v. Equifax, Full text
- FCRA preemption and furnisher liability, Amicus Brief of NCLC and NACA in Gorman v. Wolpoff & Abramson case, April 2009
- White v. Experian/TransUnion/Equifax, Class action lawsuit against TransUnion LLC, Experian Information Solutions, Inc., and Equifax Information Services LLC
- Amicus Brief of NACA, NCLC and others defending statutory damages provision of FCRA against constitutional attack
Consumer Information
Resources
References
- ^ Subscribe Now! (library.nclc.org)
- ^ 2021 Credit & Consumer Reporting Priorities to Promote Economic Recovery (www.nclc.org)
- ^ Consumer Advocates Commemorate the 50th Anniversary of the Fair Credit Reporting Act (www.nclc.org)
- ^ Consumer and Faith Groups to CFPB Director: Stop Letting Industry Violate the Fair Credit Reporting Act, (www.nclc.org)
- ^ Salt in the Wound: How Eviction Records and Back Rent Haunt Tenant Screening Reports and Credit Scores (bit.ly)
- ^ Enforcing the CARES Act Credit Reporting Protections, (library.nclc.org)
- ^ NCLC Advocate Slams Trump Administration Credit Reporting Guidance for Giving Relief to Creditors and Credit Bureaus But Not Consumers During COVID-19 Pandemic (www.nclc.org)
- ^ Protecting Credit Reports During the Covid-19 Crisis (bit.ly)
- ^ Credit Reports and the Covid-19 Crisis: What States Should Do to Help Consumers (bit.ly)
- ^ Advocates Applaud Halt to Foreclosures and Bills to Stabilize Homeownership and Protect Credit Reports but Highlight Need for Further Relief During Pandemic (www.nclc.org)
- ^ Consumer Advocates Praise Passage of Landmark Bill in U.S. House to Reform Credit Reporting Industry (www.nclc.org)
- ^ Broken Records Redux: How Errors by Criminal Background Check Companies Continue to Harm Consumers Seeking Jobs and Housing (www.nclc.org)
- ^ Statement Regarding Bank Regulators’ Guidance on Alternative Data (www.nclc.org)
- ^ Report: Don’t Add Insult to Injury: Medical Debt & Credit Reports (bit.ly)
- ^ Consumer and Civil Rights Advocates Condemn Credit Bureaus for Suing Over Language Access Law (www.nclc.org)
- ^ Legal Experts Decry Credit Bureaus’ Lawsuit to Invalidate Maine Laws Protecting Consumers from Medical Debt and Economic Abuse (www.nclc.org)
- ^ Statement Regarding Credit Report/Score Requirement in DHS Public Charge Regulation (www.nclc.org)
- ^ Press Statement Regarding Capital One Data Breach (www.nclc.org)
- ^ National Consumer Law Center Chi Chi Wu to Testify on July 25 before U.S. House on Use of Alternative Credit Data to Expand Access to Credit, (www.nclc.org)
- ^ Issue Brief: Credit Invisibility and Alternative Data: Promises and Perils (www.nclc.org)
- ^ Statement re: Settlement with Equifax over its 2017 Data Breach (www.nclc.org)
- ^ Report: Automated Injustice Redux: Ten Years after a Key Report, Consumers Are Still Frustrated Trying to Fix Credit Reporting Errors (bit.ly)
- ^ Press Release (www.nclc.org)
- ^ Advocates Decry Lack of Compensation in Consumer Bureau Settlement, (www.nclc.org)
- ^ The Wrong Tool for the Wrong Purpose: Why the Credit Scoring Provision in the Immigration Public Charge Proposal Is Illogical and Ill-Advised (www.nclc.org)
- ^ U.S. House Financial Services Committee Votes to Reduce Credit Bureaus Consumer Protections (H.R. 435) (bit.ly)
- ^ National Consumer Law Center Attorney Chi Chi Wu to Testify on October 25 before House Financial Services Committee on Equifax Data Breach (bit.ly)
- ^ Credit Reports and Forced Arbitration: Will Congress Strip Americans of Their Day in Court? (www.nclc.org)
- ^ Past Imperfect: How Credit Scores and Other Analytics “Bake In” and Perpetuate Past Discrimination (www.nclc.org)
- ^ Report (www.nclc.org)
- ^ Press Release (www.nclc.org)
- ^ Solving the Credit Conundrum: Helping Consumers’ Credit Records Impaired by the Foreclosure Crisis and Great Recession (www.nclc.org)
- ^ Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports (www.nclc.org)
- ^ Archive+ (www.nclc.org)
- ^ Written Statement for CFPB’s Symposium on Consumer Access to Financial Records, Section 1033 of the Dodd-Frank Act (www.nclc.org)
- ^ Testimony of NCLC Associate Director Lauren Saunders before the U.S. House Financial Services Committee on Data Aggregators (www.nclc.org)
- ^ NCLC and other advocacy groups comments to the FTC re: Safeguards Rule (www.nclc.org)
- ^ Testimony of Chi Chi Wu before the U.S. House Task Force (bit.ly)
- ^ on Use of Alternative Credit Data to Expand Access to Credit (bit.ly)
- ^ Group comments to the FHFA re: Validation and Approval of Credit Score Models (www.nclc.org)
- ^ Testimony of Chi Chi Wu to U.S. House Financial Services: “Who’s Keeping Score? Holding Credit Bureaus Accountable and Repairing a Broken System” (bit.ly)
- ^ Group comments to the Federal Trade Commission Re: Military Credit Monitoring Rulemaking (www.nclc.org)
- ^ Consumer, Civil Rights, and Privacy Advocates comments to the Department of Homeland Security opposing Notice of Proposed Rulemaking on Public Charge Determinations (www.nclc.org)
- ^ Comments to the Federal Housing Finance Agency regarding updating the credit scoring models used by Fannie Mae and Freddie Mac (www.nclc.org)
- ^ Comments in Response to Request for Information Regarding Consumers’ Experience with Free Access to Credit Scores (www.nclc.org)
- ^ Testimony of NCLC attorney Chi Chi Wu before the U.S. House Financial Services Committee re: Consumer Protections and Equifax Data Breach, (www.nclc.org)
- ^ Testimony of Chi Chi Wu to U.S. House Financial Services Opposing Weakening FCRA Protections (www.nclc.org)
- ^ Group comments to CFPB’s Request for Information on Alternative Data (www.nclc.org)
- ^ Archive+ (www.nclc.org)
- ^ Letter prompted by COVID-19 economic upheaval calling on Equifax, Experian, and TransUnion to provide credit reports in Spanish and other languages used by consumers who are limited English proficient (www.nclc.org)
- ^ Response from Consumer Data Industry Association (credit bureau trade group) (www.nclc.org)
- ^ Response from Equifax (www.nclc.org)
- ^ Letter Urging CFPB to Rescind Guidance Permitting Industry to exceed FCRA Dispute Investigation Deadlines (www.nclc.org)
- ^ Response of CFPB Director Kraninger (www.nclc.org)
- ^ Support letter for credit reporting provisions of the HEROES Act/S.3508 (www.nclc.org)
- ^ Consumer Groups’ Letter in Support of H.R.5332 Protecting Your Credit Score Act (bit.ly)
- ^ Group Letter (www.nclc.org)
- ^ S. 1581 (www.congress.gov)
- ^ HR 6470 (www.congress.gov)
- ^ Consumer groups’ letter of support re: Consumer Credit Control Act (www.nclc.org)
- ^ Letter in support of the Accurate Access to Credit Information Act 2019 (www.nclc.org)
- ^ Letter responding to U.S. Senators Mike Crapo and (www.nclc.org)
- ^ Sherrod Brown (www.nclc.org)
- ^ ‘s Call for Feedback on Data Privacy, Protection, and Collection (www.nclc.org)
- ^ Letter urging credit bureaus to provide credit reporting relief to employees of federal contractors and small businesses affected by the shutdown (www.nclc.org)
- ^ Letter urging credit bureaus to provide credit reporting relief to consumers affected by natural disasters (www.nclc.org)
- ^ Letter urging credit bureaus to provide credit reporting relief to federal workers affected by the shutdown (www.nclc.org)
- ^ Letter (www.nclc.org)
- ^ Consumer groups letter to CEOs of credit reporting agencies re: quarterly earnings (www.nclc.org)
- ^ Consumer opposition letter (www.nclc.org)
- ^ Letter (www.nclc.org)
- ^ Archive+ (www.nclc.org)
- ^ Policy Analysis Archive (www.nclc.org)
- ^ Amicus brief (www.nclc.org)
- ^ Amicus brief (www.nclc.org)
- ^ Amicus brief (bit.ly)
- ^ Amicus brief (bit.ly)
- ^ Complaint (www.nclc.org)
- ^ Motion for Leave to file an Amicus Brief (www.nclc.org)
- ^ Amicus brief (www.nclc.org)
- ^ Full text (www.nclc.org)
- ^ Amicus Brief (www.nclc.org)
- ^ Class action lawsuit (www.nclc.org)
- ^ Amicus Brief (www.nclc.org)
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